Financing options for your modular home

Why finance your cabin with Aussie Bush Cabins? 

At Aussie Bush Cabins, we make it easier than ever to bring your dream cabin to life with flexible finance solutions designed for modular builds. Whether you’re a first-home buyer, upgrading, or investing, our finance partners can help make it happen. 

Building your home shouldn’t be stressful. That’s why we work with trusted lenders who understand the process of modular home construction. 

Our finance solutions are designed to help you: 

  • Get started sooner with low-deposit options 
  • Align payments with progress during off-site and on-site stages 
  • Access flexible terms for owner-occupiers and investors 
  • Enjoy fast, secure approvals through trusted Australian lenders 

Lending options tailored to your specific needs 

Traditional loans don’t always fit modular builds, that’s where modular specific finance comes in. 

  • Designed for progress payments during both factory build and on-site installation 
  • Deposits from 5% 
  • Keeps your builder’s cash flow steady and your project moving 
  • Easily transitions to a standard home loan once your cabin is complete 

This purpose-built finance option ensures smooth approvals and timely payments throughout your modular journey. 

Financing options available 

Major Bank progress-payment facility 

Our partnered banks offer modular home friendly loan structures to suit staged construction. 

Key features: 

  • Up to 95% drawdown of land value (90% for investment loans) 
  • No Lenders Mortgage Insurance (LMI) for loans ≤ 80% LVR 
  • Progress payments simplifying the process for both you and your builder 
  • Quicker delivery allowing you to move from deposit to turnkey in as little as 20 weeks 

This option is ideal if you already own your land and want a streamlined, bank-backed loan for your modular cabin. 

Government backed shared equity loan, Keystart 

Aussie Bush Cabins is proud to be an approved Keystart Home Loan Partner.  Through this initiative, eligible Western Australians can access shared-equity financing tailored for modular homes. 

Key features: 

  • Government contributes up to 35% (or $250,000) of the build cost 
  • You own your home sooner with a smaller deposit and reduced repayments 
  • Ideal for first-home buyers in regional WA 
  • Access Graduate & Apprentice loan options, deposits from 2%, plus free financial coaching

How it works 

  • Choose your cabin plan – see our full range of granny flats and cabins over here.
  • Select your finance option with help from our team or preferred lenders 
  • Watch your cabin come to life, knowing your payments align with each build stage

Ready to finance your cabin?  

We’ll guide you through each step, from finance approval to site-specific council and engineering requirements. Contact us below to get started!

Call us: 1300 50 79 84 
Email: info@aussiebushcabins.com.au