Loan assistance offered by WA government for modular homes
Western Australia is facing a housing crisis. It’s reported that over 50% of WA deems housing costs too expensive leading to less home buyers and a sustainable home ownership. This is clearly shown with government statistics stating that only 20 000 new homes were built in Western Australia, 4000 less than the target, not meeting growing housing demand.
To aid lower-middle income families, the government has announced its modular home loan initiative. The scheme has set aside $250 million via a shared equity program where up to 35% of the home’s value is covered by the government. The result, lower up-front costs and mortgage repayments to prospective home buyers. As modular homes have become a popular choice in WA due to its affordability the scheme plans to assist new home buyers getting their foot in the door and boost the local economy.
Loan details for prospective home owners
Aussie Bush Cabins are leading portable home builders serving the greater WA region. Below you’ll find more information on the loan initiative when working with us.
Keep in mind the government project is set to kick off in early 2026.
Modular Home Loan
- Designed for staged progress payments during factory build & on-site install
- Deposit options from 5%
- Easy transition to standard home loan on completion of build
Government-Backed Shared-Equity Loan
- Key start Modular Home Loan (pilot early 2026)
- Government equity share of up to 35% or $250,000
- Graduate & Apprentice Home Loan: Deposits from 2%, free financial coaching
Major Banks Progress-Payment Facility
- Up to 95% drawdown of land value (90% for investment loans)
- No LMI on loans ≤ 80% LVR
- Several payment stages aligned with construction milestones
- Speeds delivery—from deposit to turnkey in as little as 20 weeks
Benefits when working with Aussie Bush Cabins:
All homes are factory built
-We use precision engineering to build your home to a very high standard
You don’t have to months on end to move in
-Our pre-build homes are installed on your property within weeks
Designs are customizable and energy efficient
-We offer a wide range of housing sizes with modern comfortable design
-All our homes are energy smart and compliant meeting all NCC, BAL requirements
Need further assistance?
Contact us today for any additional questions regarding the new loan initiative or for information on the homes we offer at:
Phone: 08 6401 5848
Email: info@aussiebushcabins.com.au